Property. Loan: our advice for the correct re-negotiation of the borrower’s insurance

Property.  Loan: our advice for the correct re-negotiation of the borrower's insurance

With savings of €15,000 on average over the life of your property loan according to UFC-Que Choisir magazine, changing borrower insurance by switching to insurance delegation (individual contract) can be interesting in the current context of inflation. Conditions to be respected Beginning in September 2022, the Lemoine Act allows an owner to renegotiate borrower insurance … Read more

Property. Credit rates: how have they developed in recent months?

Property.  Credit rates: how have they developed in recent months?

All categories of borrowers are affected by the increase in interest rates on the 3rdE quarter 2023 regardless of their income level. Loan production improves due to the monthly update of interest rates, which allows banks to increase the profitability of the new loans they provide. However, recovery will be slow, Crédit Logement/CSA Observatory estimates. … Read more

Real estate – Purchase. Zero interest loan: here are the new eligible municipalities (part 2/2)

Real estate - Purchase.  Zero interest loan: here are the new eligible municipalities (part 2/2)

An overhaul of the system is planned for next year In addition to the new focus on new construction, PTZ will undergo an overhaul in 2024. The range of resources, which has not been revised since 2016, will be “significantly” increased for “the first two most subsidized tranches, in order to benefit more households, from … Read more

Real estate – Tax. Taxation: will furnished furniture rentals become less attractive in 2024?

Real estate - Tax.  Taxation: will furnished furniture rentals become less attractive in 2024?

The respite was short-lived… Financial Account (PLF) for 2024 1, submitted on 27 September 2023 to the Council of Ministers, at this stage did not contain any subject on the taxation of furnished landlords (LMNP). Done: On October 12, 2023, two amendments were adopted that amend the PLF originally submitted. This is not good news … Read more

Emergency accommodation: “measures” announced by the minister “meet the needs”, rejoices the president of Samu social de Paris

Emergency accommodation: "measures" announced by the minister "meet the needs", rejoices the president of Samu social de Paris

welcome Eco / consumption Property Bad housing The Minister of Housing announced on Tuesday on franceinfo 500 recruitments and an envelope of almost 5 million euros released for the social network Samu. Published on 7/11/2023 17:11 Reading Time : 1 minute Illustration of Samu social car in Paris. (RICCARDO MILANI / HANS LUCAS / VIA … Read more